Health and Prescription Plans
You have four great plans to choose from. All health plan options are provided through UnitedHealthcare and offer both in-network and out-of-network coverage.
About Your Health Plans
The State of Nebraska offers you a comprehensive health insurance program which includes both medical and pharmacy benefits. Health insurance premiums include both medical and pharmacy benefits.
You have four great plans to choose from. All four health plan options are administered by UnitedHealthcare and includes both in-network and out-of-network coverage. New participants will receive an insurance card mailed to your home from UHC.
2023-2024 Enrollment Options Guide and Quick Reference Guides
- 2023-2024 Enrollment Options Guide (PDF)
- 2023-2024 Enrollment Options Guide for Printing (PDF)
- 2023-2024 Enrollment Options Guide Text Version (HTML)
- 2023-2024 Enrollment Quick Reference Guide - Rates (PDF)
- 2023-2024 Enrollment Quick Reference Guide for Temporary Teammates (PDF)
- 2023-2024 Enrollment Quick Reference Guide for Direct Primary Care (PDF)
- 2022-2023 Enrollment Options Guide (PDF)
- 2022-2023 Enrollment Options Guide for Printing (PDF)
- 2022-2023 Enrollment Options Guide Text Version (HTML)
- 2022-2023 Enrollment Quick Reference Guide - Rates (PDF)
- 2022-2023 Enrollment Quick Reference Guide for Temporary Teammates (PDF)
- 2022-2023 Enrollment Quick Reference Guide for Direct Primary Care (PDF)
- 2021-2022 Enrollment Options Guide (PDF)
- 2021-2022 Enrollment Options Guide Text Version (HTML)
- 2021-2022 Enrollment Quick Reference Guide - Rates (PDF)
- 2021-2022 Enrollment Quick Reference Guide for Temporary Teammates (PDF)
- 2021-2022 Enrollment Quick Reference Guide for Direct Primary Care (PDF)
Adding New Dependents - Dependent Verification Process
- Frequently Asked Questions (PDF)
- Alight Security and Privacy Policy (PDF)
- Dependent Eligiblity (PDF)
Health Care Tools
- myUHC.com
- myUHC Member Information (PDF)
- UHC Claim Form (PDF)
- Find a Doctor
- myUHC mobile App (PDF)
- myHealthcare Cost Estimator (PDF)
- UHC Discount Hearing Aid Program (PDF)
- Health Insurance Marketplace Notice (PDF)
- Advocate for Me (PDF)
- Understanding Preventative Care (PDF)
- UHC Able to Self Care (PDF)
- UHC Virtual Primary Care (PDF)
- UHC Virtual Specialist Care (PDF)
- UHC Virtual Therapy (PDF)
- Real Appeal Flyer
- Flu Shot Information (PDF)
The Regular Plan is a traditional insurance plan available to all Benefit Eligible Employees.
2023-2024 Enrollment Information
2023-2024 Regular Plan Information
- 2023-2024 Regular Plan Summary of Benefits and Coverage (PDF)
- 2023-2024 Regular Plan Summary Plan Description (PDF)
2022-2023 Regular Plan Information
- 2022-2023 Regular Plan Summary of Benefits and Coverage (PDF)
- 2022-2023 Regular Plan Summary Plan Description (PDF)
2021-2022 Regular Plan Information
- 2021-2022 Regular Plan Summary of Benefits and Coverage (PDF)
- 2021-2022 Regular Plan Summary Plan Description (PDF)
The WellNebraska Health Plan is open to all State employees. It is similar to the Regular plan, but has the opportunity for improved cost sharing for employees who successfully complete the annual requirements to qualify for those reduced premiums and copays.
2023-2024 Enrollment Information
2023-2024 WellNebraska Plan Information
- 2023-2024 WellNebraska Plan with Incentives Summary of Benefits and Coverage (PDF)
- 2023-2024 WellNebraska Plan without Incentives Summary of Benefits and Coverage (PDF)
- 2023-2024 WellNebraska Plans Summary Plan Description (PDF)
2022-2023 WellNebraska Plan Information
- 2022-2023 WellNebraska Plan with Incentives Summary of Benefits and Coverage (PDF)
- 2022-2023 WellNebraska Plan without Incentives Summary of Benefits and Coverage (PDF)
- 2022-2023 WellNebraska Plans Summary Plan Description (PDF)
2021-2022 WellNebraska Plan Information
- 2021-2022 WellNebraska Plan with Incentives Summary of Benefits and Coverage (PDF)
- 2021-2022 WellNebraska Plan without Incentives Summary of Benefits and Coverage (PDF)
- 2021-2022 WellNebraska Plans Summary Plan Description (PDF)
The Consumer Focused Health Plan offers the lowest premiums and gives eligible employees the choice to contribute to a Health Savings Account. The plan was added for 2014-15.
2023-2024 Enrollment Information
2023-2024 Consumer Focused Plan Information
- 2023 July-December Consumer Focused Prescription Drug List (PDF)
- 2023-2024 Consumer Focused Plan Summary of Benefits and Coverage (PDF)
- 2023-2024 Consumer Focused Plan Summary Plan Description (PDF)
2022-2023 Consumer Focused Plan Information
- 2023 January - June Consumer Prescription Drug List (PDF)
- 2022-2023 Consumer Focused Plan Summary of Benefits and Coverage (PDF)
- 2022-2023 Consumer Focused Plan Summary Plan Description (PDF)
2021-2022 Consumer Focused Plan Information
- 2021 July – December Preventative Drug List (PDF)
- 2021-2022 Consumer Focused Plan Summary of Benefits and Coverage (PDF)
- 2021-2022 Consumer Focused Plan Summary Plan Description (PDF)
Direct Primary Care is a membership based healthcare plan where a member has access to a healthcare provider for a monthly fee in conjunction with a High Deductible Health plan. Members get unlimited access to their specific Strada Healthcare doctor in person, via phone, or text.
2023-2024 Enrollment Information
2023-2024 Direct Primary Care Plan Information
- 2023-2024 Enrollment Quick Reference Guide for Direct Primary Care (PDF)
- 2023-2024 Direct Primary Care (DPC) with Select Summary and Benefits of Coverage (PDF)
- 2023-2024 Direct Primary Care (DPC) with Standard Summary and Benefits of Coverage (PDF)
- 2023-2024 Select Summary and Benefits of Coverage (PDF)
- 2023-2024 Standard Summary and Benefits of Coverage (PDF)
- 2023-2024 Select Summary Plan Description (PDF)
- 2023-2024 Standard Summary Plan Description (PDF)
2022-2023 Direct Primary Care Plan Information
- 2022-2023 Enrollment Quick Reference Guide for Direct Primary Care (PDF)
- 2022-2023 Direct Primary Care (DPC) with Select Summary and Benefits of Coverage (PDF)
- 2022-2023 Direct Primary Care (DPC) with Standard Summary and Benefits of Coverage (PDF)
- 2022-2023 Select Summary and Benefits of Coverage (PDF)
- 2022-2023 Standard Summary and Benefits of Coverage (PDF)
- 2022-2023 Select Summary Plan Description (PDF)
- 2022-2023 Standard Summary Plan Description (PDF)
2021-2022 Direct Primary Care Plan Information
- 2021-2022 Enrollment Quick Reference Guide for Direct Primary Care (PDF)
- 2021-2022 Direct Primary Care (DPC) with Select Summary and Benefits of Coverage (PDF)
- 2021-2022 Direct Primary Care (DPC) with Standard Summary and Benefits of Coverage (PDF)
- 2021-2022 Select Summary and Benefits of Coverage (PDF)
- 2021-2022 Standard Summary and Benefits of Coverage (PDF)
- 2021-2022 Select Summary Plan Description with Direct Primary Care (DPC) (PDF)
- 2021-2022 Standard Summary Plan Description with Direct Primary Care (DPC) (PDF)
- 2021-2022 Select Summary Plan Description (PDF)
- 2021-2022 Standard Summary Plan Description (PDF)
Your State of Nebraska pharmacy benefit offers flexibility and choice in finding the right medication for you. UnitedHealthcare is your medical insurance provider and your pharmacy benefit manager is OptumRx™. OptumRx™ is an affiliate of UnitedHealth Group. Our State of Nebraska pharmacy benefit administered by UnitedHealthcare offers flexibility and choice in finding the right medication for you.
2023-2024 Pharmacy Plan Information
- Medication Home Delivery Information and Signup Form (PDF)
- New Prescription Mail-In Order Form (PDF)
- 2023 July-December Prescription Drug List (PDF)
2022-2023 Pharmacy Plan Information
- 2023 January - June Prescription Drug List (PDF)
- Medication Home Delivery Information and Signup Form (PDF)
- New Prescription Mail-In Order Form (PDF)
- 2022 July – December Prescription Drug List (PDF)
2021-2022 Pharmacy Plan Information
- Medication Home Delivery Information and Signup Form (PDF)
- New Prescription Mail-In Order Form (PDF)
- 2021 July – December Prescription Drug List (PDF)
- 2022 January – June Prescription Drug List (PDF)
Pharmacy Tools
- Pharmacy at your Fingertips (PDF)
- Find a Pharmacy
- UHC Discount Hearing Aid Program (PDF)
- Member Reimbursement Pharmacy Form (PDF)
- Pharmacy 90 Day Info (PDF)
- This site contains information on coverage available to State employees who are eligible for insurance benefits.*
- The State of Nebraska offers comprehensive insurance benefits to permanent*, full-time employees. Part-time employees who work 20 or more hours are also eligible for insurance benefits. Participation in the State's insurance program is voluntary. The State contributes 79% of the health insurance premium, 100% of the basic life insurance coverage, and 100% of the Employee Assistance Program cost (for participating agencies). All other insurance plans are offered to employees at a group rate.
- Employees' contributions to the health and dental insurance plans are tax-sheltered under Internal Revenue Code 125. Anyone who participates in the health or dental insurance plans will pay their portion of the premium with before-tax dollars, which are automatically deducted from the employee's paycheck. The State also allows permanent employees to participate in two Flexible Spending Accounts, the Medical Reimbursement Account, and/or the Dependent Care Account. *
- As a State of Nebraska employee, you will have the opportunity to select from insurance benefits listed for your specific employee-group type.