Guide to Your 2016-2017 State Employee Wellness & Benefits Programs



OPEN ENROLLMENT


BEGINS:   Wednesday, May 11, 2015 at 7:00 a.m. Central Time


ENDS:       Wednesday, May 25, 2015 at 5:00 p.m. Central Time


During Open Enrollment all eligible State of Nebraska employees have the opportunity to elect or change benefit plans. To prepare for this annual event, you should review your current benefit elections along with your current and anticipated future benefit needs.

The choices you make during Open Enrollment take effect on July , 2016 and remain in effect until June 30, 2017. You can make limited changes at other times during the year only as a result of a qualifying event as defined by the IRS. Detailed information regarding the State’s changes can be found on the Employee Benefits website at link.nebraska.gov under Wellness & Benefits Resources.


TAKE ACTION!

If you want to change your benefits elections, you must do so during Open Enrollment.



Update Important Information

This is the ideal time to confirm and update important information, such as addresses, emergency contacts and dependent information. Keeping personal information up to date will help ensure you are receiving communications from the State of Nebraska and benefit vendors.

Open Enrollment is also a good time to review your beneficiary elections for the life and AD&D insurance plans. Any amount for which a beneficiary is not named will be paid to your estate. If you elect coverage for your spouse or dependent children, you are automatically their beneficiary.


If Adding a Spouse or Child(ren) to Health Insurance

If adding dependents, you will need social security numbers and dates of birth for dependents enrolled in a group health plan.


Dependent Eligibility Verification Process

Around July 1st, you will receive a letter from Aon Hewitt requesting documentation to verify that your newly added dependent(s) meet the definition of an eligible dependent on the State’s health plan. You will have 30 days to send AON the requested documentation. Examples include a certified birth certificate or marriage certificate.

Failure to respond and provide the requested documentation by the stated deadline will result in loss of coverage for your new dependent(s).


Passive Open Enrollment – NEW

If you are currently enrolled in benefits for 2015-2016, all of your elections will be pre-selected for you EXCEPT for your FSA or HSA deductions.


Employee Work Center (EWC)

Complete your Open Enrollment in the EWC found at link.nebraska.gov. Using the EWC, you will elect, view and make changes to your benefit plan choices.


Open Enrollment To-Do List

  1. Health, Dental & Vision Insurance – Coverage continues - Review current coverage and make any changes.
  2. FSA Healthcare – Select or waive your annual contributions.
  3. FSA Dependent Care – Select or waive your annual contributions.
  4. Health Savings Account – Select or waive your contribution amounts if you elect the Consumer Focused Health Plan.
  5. Employee Supplemental Life Insurance – Increase coverage by one increment ONLY if currently enrolled - No Evidence of Insurability (EOI) required.
  6. Dependent Supplemental Life Insurance – Coverage continues – Review current coverage and make any changes. Evidence of Insurability (EOI) will be required for a spouse not currently covered.
  7. Long Term Disability – Coverage continues – Review current coverage and make any changes. Contact HR to increase or decrease.
  8. AD&D Insurance – Coverage Continues – Review current coverage and make any changes.
  9. Electronic W2 – Sign up to receive electronic W2.
  10. Electronic 1095-C – Sign up to receive electronic 1095-C form.
  11. Verify Address – Confirm or edit address.
  12. Verify Beneficiaries – Confirm or edit beneficiaries.

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Changes for the 2016-17 Plan Year

See the 2016-2017 Options Guide (new window) or go to the Benefits website at http://das.nebraska.gov/benefits.html for details
All Health Plans

Consumer Focused Health Plan (HSA eligible)

Health Savings Account (HSA)

Wellness Health Plan

Regular Health Plan

wellNEssoptions Wellness Program

Health Care Flexible Spending Account (FSA)

Pharmacy – All Health Plans

You can sign up for benefits in the Employee Work Center (EWC) on the link.nebraska.gov website


Watch for your new Health Insurance Cards in the mail

Start using your new card on July 1, 2016.
Make sure to update your insurance card information with your Pharmacy. Claims may be denied if your information is not current.


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